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The Firm of Nucingen, a novel by Honore de Balzac

Part 2

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_ "The prosperity of the firm of Nucingen is one of the most extraordinary things seen in our days," began Blondet. "In 1804 Nucingen's name was scarcely known. At that time bankers would have shuddered at the idea of three hundred thousand francs' worth of his acceptances in the market. The great capitalist felt his inferiority. How was he to get known? He suspended payment. Good! Every market rang with a name hitherto only known in Strasbourg and the Quartier Poissonniere. He issued deposit certificates to his creditors, and resumed payment; forthwith people grew accustomed to his paper all over France. Then an unheard-of-thing happened--his paper revived, was in demand, and rose in value. Nucingen's paper was much inquired for. The year 1815 arrives, my banker calls in his capital, buys up Government stock before the battle of Waterloo, suspends payment again in the thick of the crisis, and meets his engagements with shares in the Wortschin mines, which he himself issued at twenty per cent more than he gave for them! Yes, gentlemen!--He took a hundred and fifty thousand bottles of champagne of Grandet to cover himself (forseeing the failure of the virtuous parent of the present Comte d'Aubrion), and as much Bordeaux wine of Duberghe at the same time. Those three hundred thousand bottles which he took over (and took at thirty sous apiece, my dear boy) he supplied at the price of six francs per bottle to the Allies in the Palais Royal during the foreign occupation, between 1817 and 1819. Nucingen's name and his paper acquired a European celebrity. The illustrious Baron, so far from being engulfed like others, rose the higher for calamities. Twice his arrangements had paid holders of his paper uncommonly well; _he_ try to swindle them? Impossible. He is supposed to be as honest a man as you will find. When he suspends payment a third time, his paper will circulate in Asia, Mexico, and Australia, among the aborigines. No one but Ouvrard saw through this Alsacien banker, the son of some Jew or other converted by ambition; Ouvrard said, 'When Nucingen lets gold go, you may be sure that it is to catch diamonds.'"

"His crony, du Tillet, is just such another," said Finot. "And, mind you, that of birth du Tillet has just precisely as much as is necessary to exist; the chap had not a farthing in 1814, and you see what he is now; and he has done something that none of us has managed to do (I am not speaking of you, Couture), he has had friends instead of enemies. In fact, he has kept his past life so quiet, that unless you rake the sewers you are not likely to find out that he was an assistant in a perfumer's shop in the Rue Saint Honore, no further back than 1814."

"Tut, tut, tut!" said Bixiou, "do not think of comparing Nucingen with a little dabbler like du Tillet, a jackal that gets on in life through his sense of smell. He scents a carcass by instinct, and comes in time to get the best bone. Besides, just look at the two men. The one has a sharp-pointed face like a cat, he is thin and lanky; the other is cubical, fat, heavy as a sack, imperturbable as a diplomatist. Nucingen has a thick, heavy hand, and lynx eyes that never light up; his depths are not in front, but behind; he is inscrutable, you never see what he is making for. Whereas du Tillet's cunning, as Napoleon said to somebody (I have forgotten the name), is like cotton spun too fine, it breaks."

"I do not myself see that Nucingen has any advantage over du Tillet," said Blondet, "unless it is that he has the sense to see that a capitalist ought not to rise higher than a baron's rank, while du Tillet has a mind to be an Italian count."

"Blondet--one word, my boy," put in Couture. "In the first place, Nucingen dared to say that honesty is simply a question of appearances; and secondly, to know him well you must be in business yourself. With him banking is but a single department, and a very small one; he holds Government contracts for wines, wools, indigoes --anything, in short, on which any profit can be made. He has an all-round genius. The elephant of finance would contract to deliver votes on a division, or the Greeks to the Turks. For him business means the sum-total of varieties; as Cousin would say, the unity of specialties. Looked at in this way, banking becomes a kind of statecraft in itself, requiring a powerful head; and a man thoroughly tempered is drawn on to set himself above the laws of a morality that cramps him."

"Right, my son," said Blondet; "but we, and we alone, can comprehend that this means bringing war into the financial world. A banker is a conquering general making sacrifices on a tremendous scale to gain ends that no one perceives; his soldiers are private people's interests. He has stratagems to plan out, partisans to bring into the field, ambushes to set, towns to take. Most men of this stamp are so close upon the borders of politics, that in the end they are drawn into public life, and thereby lose their fortunes. The firm of Necker, for instance, was ruined in this way; the famous Samuel Bernard was all but ruined. Some great capitalist in every age makes a colossal fortune, and leaves behind him neither fortune nor a family; there was the firm of Paris Brothers, for instance, that helped to pull down Law; there was Law himself (beside whom other promoters of companies are but pigmies); there was Bouret and Beaujon--none of them left any representative. Finance, like Time, devours its own children. If the banker is to perpetuate himself, he must found a noble house, a dynasty; like the Fuggers of Antwerp, that lent money to Charles V. and were created Princes of Babenhausen, a family that exists at this day--in the _Almanach de Gotha_. The instinct of self-preservation, working it may be unconsciously, leads the banker to seek a title. Jacques Coeur was the founder of the great noble house of Noirmoutier, extinct in the reign of Louis XIII. What power that man had! He was ruined for making a legitimate king; and he died, prince of an island in the Archipelago, where he built a magnificent cathedral."

"Oh! you are giving us an historical lecture, we are wandering away from the present, the crown has no right of conferring nobility, and barons and counts are made with closed doors; more is the pity!" said Finot.

"You regret the times of the _savonnette a vilain_, when you could buy an office that ennobled?" asked Bixiou. "You are right. _Je reviens a nos moutons_.--Do you know Beaudenord? No? no? no? Ah, well! See how all things pass away! Poor fellow, ten years ago he was the flower of dandyism; and now, so thoroughly absorbed that you no more know him than Finot just now knew the origin of the expression '_coup de Jarnac_'--I repeat that simply for the sake of illustration, and not to tease you, Finot. Well, it is a fact, he belonged to the Faubourg Saint-Germain.

"Beaudenord is the first pigeon that I will bring on the scene. And, in the first place, his name was Godefroid de Beaudenord; neither Finot, nor Blondet, nor Couture, nor I am likely to undervalue such an advantage as that! After a ball, when a score of pretty women stand behooded waiting for their carriages, with their husbands and adorers at their sides, Beaudenord could hear his people called without a pang of mortification. In the second place, he rejoiced in the full complement of limbs; he was whole and sound, had no mote in his eyes, no false hair, no artificial calves; he was neither knock-kneed nor bandy-legged, his dorsal column was straight, his waist slender, his hands white and shapely. His hair was black; he was of a complexion neither too pink, like a grocer's assistant, nor yet too brown, like a Calabrese. Finally, and this is an essential point, Beaudenord was not too handsome, like some of our friends that look rather too much of professional beauties to be anything else; but no more of that; we have said it, it is shocking! Well, he was a crack shot, and sat a horse to admiration; he had fought a duel for a trifle, and had not killed his man.

"If you wish to know in what pure, complete, and unadulterated happiness consists in this Nineteenth Century in Paris--the happiness, that is to say, of a young man of twenty-six--do you realize that you must enter into the infinitely small details of existence? Beaudenord's bootmaker had precisely hit off his style of foot; he was well shod; his tailor loved to clothe him. Godefroid neither rolled his r's, nor lapsed into Normanisms nor Gascon; he spoke pure and correct French, and tied his cravat correctly (like Finot). He had neither father nor mother--such luck had he!--and his guardian was the Marquis d'Aiglemont, his cousin by marriage. He could go among city people as he chose, and the Faubourg Saint-Germain could make no objection; for, fortunately, a young bachelor is allowed to make his own pleasure his sole rule of life, he is at liberty to betake himself wherever amusement is to be found, and to shun the gloomy places where cares flourish and multiply. Finally, he had been vaccinated (you know what I mean, Blondet).

"And yet, in spite of all these virtues," continued Bixiou, "he might very well have been a very unhappy young man. Eh! eh! that word happiness, unhappily, seems to us to mean something absolute, a delusion which sets so many wiseacres inquiring what happiness is. A very clever woman said that 'Happiness was where you chose to put it.'"

"She formulated a dismal truth," said Blondet.

"And a moral," added Finot.

"Double distilled," said Blondet. "Happiness, like Good, like Evil, is relative. Wherefore La Fontaine used to hope that in the course of time the damned would feel as much at home in hell as a fish in water."

"La Fontaine's sayings are known in Philistia!" put in Bixiou.

"Happiness at six-and-twenty in Paris is not the happiness of six-and-twenty at--say Blois," continued Blondet, taking no notice of the interruption. "And those that proceed from this text to rail at the instability of opinion are either knaves or fools for their pains. Modern medicine, which passed (it is its fairest title to glory) from a hypothetical to a positive science, through the influence of the great analytical school of Paris, has proved beyond a doubt that a man is periodically renewed throughout----"

"New haft, new blade, like Jeannot's knife, and yet you think that he is still the same man," broke in Bixiou. "So there are several lozenges in the harlequin's coat that we call happiness; and--well, there was neither hole nor stain in this Godefroid's costume. A young man of six-and-twenty, who would be happy in love, who would be loved, that is to say, not for his blossoming youth, nor for his wit, nor for his figure, but spontaneously, and not even merely in return for his own love; a young man, I say, who has found love in the abstract, to quote Royer-Collard, might yet very possibly find never a farthing in the purse which She, loving and beloved, embroidered for him; he might owe rent to his landlord; he might be unable to pay the bootmaker before mentioned; his very tailor, like France herself, might at last show signs of disaffection. In short, he might have love and yet be poor. And poverty spoils a young man's happiness, unless he holds our transcendental views of the fusion of interests. I know nothing more wearing than happiness within combined with adversity without. It is as if you had one leg freezing in the draught from the door, and the other half-roasted by a brazier--as I have at this moment. I hope to be understood. Comes there an echo from thy waistcoat-pocket, Blondet? Between ourselves, let the heart alone, it spoils the intellect.

"Let us resume. Godefroid de Beaudenord was respected by his tradespeople, for they were paid with tolerable regularity. The witty woman before quoted--I cannot give her name, for she is still living, thanks to her want of heart----"

"Who is this?"

"The Marquise d'Espard. She said that a young man ought to live on an entresol; there should be no sign of domesticity about the place; no cook, no kitchen, an old manservant to wait upon him, and no pretence of permanence. In her opinion, any other sort of establishment is bad form. Godefroid de Beaudenord, faithful to this programme, lodged on an entresol on the Quai Malaquais; he had, however, been obliged to have this much in common with married couples, he had put a bedstead in his room, though for that matter it was so narrow that he seldom slept in it. An Englishwoman might have visited his rooms and found nothing 'improper' there. Finot, you have yet to learn the great law of the 'Improper' that rules Britain. But, for the sake of the bond between us--that bill for a thousand francs--I will just give you some idea of it. I have been in England myself.--I will give him wit enough for a couple of thousand," he added in an aside to Blondet.

"In England, Finot, you grow extremely intimate with a woman in the course of an evening, at a ball or wherever it is; next day you meet her in the street and look as though you knew her again--'improper.' --At dinner you discover a delightful man beneath your left-hand neighbor's dresscoat; a clever man; no high mightiness, no constraint, nothing of an Englishman about him. In accordance with the tradition of French breeding, so urbane, so gracious as they are, you address your neighbor--'improper.'--At a ball you walk up to a pretty woman to ask her to dance--'improper.' You wax enthusiastic, you argue, laugh, and give yourself out, you fling yourself heart and soul into the conversation, you give expression to your real feelings, you play when you are at the card-table, chat while you chat, eat while you eat --'improper! improper! improper!' Stendhal, one of the cleverest and profoundest minds of the age, hit off the 'improper' excellently well when he said that such-and-such a British peer did not dare to cross his legs when he sat alone before his own hearth for fear of being improper. An English gentlewoman, were she one of the rabid 'Saints' --that most straitest sect of Protestants that would leave their whole family to starve if the said family did anything 'improper'--may play the deuce's own delight in her own bedroom, and need not be 'improper,' but she would look on herself as lost if she received a visit from a man of her acquaintance in the aforesaid room. Thanks to propriety, London and its inhabitants will be found petrified some of these days."

"And to think that there are asses here in France that want to import the solemn tomfoolery that the English keep up among themselves with that admirable self-possession which you know!" added Blondet. "It is enough to make any man shudder if he has seen the English at home, and recollects the charming, gracious French manners. Sir Walter Scott was afraid to paint women as they are for fear of being 'improper'; and at the close of his life repented of the creation of the great character of Effie in _The Heart of Midlothian_."

"Do you wish not to be 'improper' in England?" asked Bixiou, addressing Finot.

"Well?"

"Go to the Tuileries and look at a figure there, something like a fireman carved in marble ('Themistocles,' the statuary calls it), try to walk like the Commandant's statue, and you will never be 'improper.' It was through strict observance of the great law of the _im_proper that Godefroid's happiness became complete. There is the story:

"Beaudenord had a tiger, not a 'groom,' as they write that know nothing of society. The tiger, a diminutive Irish page called Paddy, Toby, Joby (which you please), was three feet in height by twenty inches in breadth, a weasel-faced infant, with nerves of steel tempered in fire-water, and agile as a squirrel. He drove a landau with a skill never yet at fault in London or Paris. He had a lizard's eye, as sharp as my own, and he could mount a horse like the elder Franconi. With the rosy cheeks and yellow hair of one of Rubens' Madonnas he was double-faced as a prince, and as knowing as an old attorney; in short, at the age of ten he was nothing more nor less than a blossom of depravity, gambling and swearing, partial to jam and punch, pert as a _feuilleton_, impudent and light-fingered as any Paris street-arab. He had been a source of honor and profit to a well-known English lord, for whom he had already won seven hundred thousand francs on the race-course. The aforesaid nobleman set no small store on Toby. His tiger was a curiosity, the very smallest tiger in town. Perched aloft on the back of a thoroughbred, Joby looked like a hawk. Yet--the great man dismissed him. Not for greediness, not for dishonesty, nor murder, nor rudeness to my lady, nor for cutting holes in my lady's own woman's pockets, nor because he had been 'got at' by some of his master's rivals on the turf, nor for playing games of a Sunday, nor for bad behavior of any sort or description. Toby might have done all these things, he might even have spoken to milord before milord spoke to him, and his noble master might, perhaps, have pardoned that breach of the law domestic. Milord would have put up with a good deal from Toby; he was very fond of him. Toby could drive a tandem dog-cart, riding on the wheeler, postilion fashion; his legs did not reach the shafts, he looked in fact very much like one of the cherub heads circling about the Eternal Father in old Italian pictures. But an English journalist wrote a delicious description of the little angel, in the course of which he said that Paddy was quite too pretty for a tiger; in fact, he offered to bet that Paddy was a tame tigress. The description, on the heads of it, was calculated to poison minds and end in something 'improper.' And the superlative of 'improper' is the way to the gallows. Milord's circumspection was highly approved by my lady.

"But poor Toby, now that his precise position in insular zoology had been called in question, found himself hopelessly out of place. At that time Godefroid had blossomed out at the French Embassy in London, where he learned the adventures of Toby, Joby, Paddy. Godefroid found the infant weeping over a pot of jam (he had already lost the guineas with which milord gilded his misfortune). Godefroid took possession of him; and so it fell out that on his return among us he brought back with him the sweetest thing in tigers from England. He was known by his tiger--as Couture is known by his waistcoats--and found no difficulty in entering the fraternity of the club yclept to-day the Grammont. He had renounced the diplomatic career; he ceased accordingly to alarm the susceptibilites of the ambitious; and as he had no very dangerous amount of intellect, he was well looked upon everywhere.

"Some of us would feel mortified if we saw only smiling faces wherever we went; we enjoy the sour contortions of envy. Godefroid did not like to be disliked. Every one has his taste. Now for the solid, practical aspects of life!

"The distinguishing feature of his chambers, where I have licked my lips over breakfast more than once, was a mysterious dressing-closet, nicely decorated, and comfortably appointed, with a grate in it and a bath-tub. It gave upon a narrow staircase, the folding doors were noiseless, the locks well oiled, the hinges discreet, the window panes of frosted glass, the curtain impervious to light. While the bedroom was, as it ought to have been, in a fine disorder which would suit the most exacting painter in water-colors; while everything therein was redolent of the Bohemian life of a young man of fashion, the dressing-closet was like a shrine--white, spotless, neat, and warm. There were no draughts from door or window, the carpet had been made soft for bare feet hastily put to the floor in a sudden panic of alarm --which stamps him as your thoroughbred dandy that knows life; for here, in a few moments, he may show himself either a noodle or a master in those little details in which a man's character is revealed. The Marquise previously quoted--no, it was the Marquise de Rochefide--came out of that dressing-closet in a furious rage, and never went back again. She discovered nothing 'improper' in it. Godefroid used to keep a little cupboard full of----"

"Waistcoats?" suggested Finot.

"Come, now, just like you, great Turcaret that you are. (I shall never form that fellow.) Why, no. Full of cakes, and fruit, and dainty little flasks of Malaga and Lunel; an en cas de nuit in Louis Quatorze's style; anything that can tickle the delicate and well-bred appetite of sixteen quarterings. A knowing old man-servant, very strong in matters veterinary, waited on the horses and groomed Godefroid. He had been with the late M. de Beaudenord, Godefroid's father, and bore Godefroid an inveterate affection, a kind of heart complaint which has almost disappeared among domestic servants since savings banks were established.

"All material well-being is based upon arithmetic. You to whom Paris is known down to its very excrescences, will see that Beaudenord must have acquired about seventeen thousand livres per annum; for he paid some seventeen francs of taxes and spent a thousand crowns on his own whims. Well, dear boys, when Godefroid came of age, the Marquis d'Aiglemont submitted to him such an account of his trust as none of us would be likely to give a nephew; Godefroid's name was inscribed as the owner of eighteen thousand livres of _rentes_, a remnant of his father's wealth spared by the harrow of the great reduction under the Republic and the hailstorms of Imperial arrears. D'Aiglemont, that upright guardian, also put his ward in possession of some thirty thousand francs of savings invested with the firm of Nucingen; saying with all the charm of a _grand seigneur_ and the indulgence of a soldier of the Empire, that he had contrived to put it aside for his ward's young man's follies. 'If you will take my advice, Godefroid,' added he, 'instead of squandering the money like a fool, as so many young men do, let it go in follies that will be useful to you afterwards. Take an attache's post at Turin, and then go to Naples, and from Naples to London, and you will be amused and learn something for your money. Afterwards, if you think of a career, the time and the money will not have been thrown away.' The late lamented d'Aiglemont had more sense than people credited him with, which is more than can be said of some of us."

"A young fellow that starts with an assured income of eighteen thousand livres at one-and-twenty is lost," said Couture.

"Unless he is miserly, or very much above the ordinary level," added Blondet.

"Well, Godefroid sojourned in the four capitals of Italy," continued Bixiou. "He lived in England and Germany, he spent some little time at St. Petersburg, he ran over Holland but he parted company with the aforesaid thirty thousand francs by living as if he had thirty thousand a year. Everywhere he found the same _supreme de volaille_, the same aspics, and French wines; he heard French spoken wherever he went --in short, he never got away from Paris. He ought, of course, to have tried to deprave his disposition, to fence himself in triple brass, to get rid of his illusions, to learn to hear anything said without a blush, and to master the inmost secrets of the Powers.--Pooh! with a good deal of trouble he equipped himself with four languages--that is to say, he laid in a stock of four words for one idea. Then he came back, and certain tedious dowagers, styled 'conquests' abroad, were left disconsolate. Godefroid came back, shy, scarcely formed, a good fellow with a confiding disposition, incapable of saying ill of any one who honored him with an admittance to his house, too staunch to be a diplomatist, altogether he was what we call a thoroughly good fellow."

"To cut it short, a brat with eighteen thousand livres per annum to drop over the first investment that turns up," said Couture.

"That confounded Couture has such a habit of anticipating dividends, that he is anticipating the end of my tale. Where was I? Oh! Beaudenord came back. When he took up his abode on the Quai Malaquais, it came to pass that a thousand francs over and above his needs was altogether insufficient to keep up his share of a box at the Italiens and the Opera properly. When he lost twenty-five or thirty louis at play at one swoop, naturally he paid; when he won, he spent the money; so should we if we were fools enough to be drawn into a bet. Beaudenord, feeling pinched with his eighteen thousand francs, saw the necessity of creating what we to-day call a balance in hand. It was a great notion of his 'not to get too deep.' He took counsel of his sometime guardian. 'The funds are now at par, my dear boy,' quoth d'Aiglemont; 'sell out. I have sold mine and my wife's. Nucingen has all my capital, and is giving me six per cent; do likewise, you will have one per cent the more upon your capital, and with that you will be quite comfortable.'

"In three days' time our Godefroid was comfortable. His increase of income exactly supplied his superfluities; his material happiness was complete.

"Suppose that it were possible to read the minds of all the young men in Paris at one glance (as, it appears, will be done at the Day of Judgment with all the millions upon millions that have groveled in all spheres, and worn all uniforms or the uniform of nature), and to ask them whether happiness at six-and-twenty is or is not made up of the following items--to wit, to own a saddle-horse and a tilbury, or a cab, with a fresh, rosy-faced Toby Joby Paddy no bigger than your fist, and to hire an unimpeachable brougham for twelve francs an evening; to appear elegantly arrayed, agreeably to the laws that regulate a man's clothes, at eight o'clock, at noon, four o'clock in the afternoon, and in the evening; to be well received at every embassy, and to cull the short-lived flowers of superficial, cosmopolitan friendships; to be not insufferably handsome, to carry your head, your coat, and your name well; to inhabit a charming little entresol after the pattern of the rooms just described on the Quai Malaquais; to be able to ask a party of friends to dine at the _Rocher de Cancale_ without a previous consultation with your trousers' pocket; never to be pulled up in any rational project by the words, 'And the money?' and finally, to be able to renew at pleasure the pink rosettes that adorn the ears of three thoroughbreds and the lining of your hat?

"To such inquiry any ordinary young man (and we ourselves that are not ordinary men) would reply that the happiness is incomplete; that it is like the Madeleine without the altar; that a man must love and be loved, or love without return, or be loved without loving, or love at cross purposes. Now for happiness as a mental condition. _

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